Legal Insights: Section 166 Of The Motor Vehicles Act Explained

The Motor Vehicles Act of 1988, considered a landmark legislation regulating traffic accidents in India, has undergone significant amendments since its inception. One crucial aspect is Section 166, which focuses on eligibility and compensation claims under the Motor Accident Claim Tribunal (MACT). Before delving into the specifics of Section 166, it’s essential to recognize the significance of maintaining current insurance for cars.

Importance Of Insurance:

As per the Motor Vehicles Act, it is mandatory to have third-party car insurance for driving on national roads. This not only ensures legal compliance but also acts as a crucial financial safety net in case of accidents. Insurance providers offer a convenient online platform for obtaining and renewing four-wheeler insurance, offering a user-friendly interface and a car insurance premium calculator to assess costs. Claims are subject to terms and conditions set forth under the motor insurance policy. *

The VIN number of a car is an essential factor during insurance claims. If you’re wondering how to get the VIN number of a car, you can typically find it on the dashboard near the windshield or inside the driver’s side door frame.

Evolution Of The Motor Vehicles Act:

The Motor Vehicles Act of 1914 was the initial attempt to regulate vehicles involved in accidents, succeeded by the Motor Vehicles Act of 1939. However, recognizing the need for a comprehensive legal framework, the Motor Vehicles Act 1988 superseded the 1939 act, addressing all aspects of road transport accidents.

Section 166 Of The Motor Vehicles Act 1988:

Section 166 outlines the rules governing eligibility for compensation claims under the MACT. Individuals eligible to file for compensation include those:

  • Injured in a road accident.
  • Owners of damaged items or vehicles.
  • Legally representing a deceased accident victim.
  • Authorized representatives or legal representatives of surviving accident victims.

Identification Of Bike Owner:

For claim purposes, the owner is identified as per Section 2(30) of the MV Act. If the owner is a minor, the legal guardian becomes the owner. Accurate identification is crucial in these scenarios.

Filing Compensation Claims:

Under Section 166, compensation claims can be filed at the following locations:

  • MACT in the bike owner’s residence.
  • MACT in the claimant’s residence.
  • MACT located at the accident scene.

Timeliness of Compensation Claims:

While there isn’t a strict deadline, it is advisable to file compensation claims promptly to avoid tribunal scrutiny. Meeting the following requirements is essential for claim approval:

  • Injury or demise of a third party in the accident.
  • Loss or damage that is caused to a third party’s vehicle or property.
  • The involvement of motor vehicles caused the accident.

The Motor Vehicles Act of 1988 is a preventive and corrective measure against road accidents. However, effective implementation of its provisions, especially Section 166, is vital for justice in legitimate cases. Adherence to driving laws, wearing seatbelts, and using helmets are crucial to minimise accidents. Additionally, possessing required documents like Pollution Under Control (PUC) certificates and insurance for car is essential. Ensuring proper application of the law is vital for accident victims to receive timely compensation, emphasizing the collective responsibility of the Indian populace in promoting road safety. Claims are subject to terms and conditions set forth under the motor insurance policy.

*Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

Thomas Jung

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